If you’re among the 80 percent of Americans who receive a refund on your income tax return, you’re getting ready to experience the joy of “found money”. The average refund on an income tax return is about $2,800. You might already have that refund earmarked for a particular purpose—like a well-deserved vacation—but if you’re undecided, why not put the money to work for you? For homeowners who are preparing to put their home on the market, invest that money in home improvement. You could spend $2,800 on kitchen or bathroom upgrades, which deliver a return on investment when you sell your home. Bathroom and kitchen remodels and upgrades deliver the highest ROI in your home. Painting the walls in your home is one of the least expensive improvements you can make, but one that always makes a big difference in a space. Replace your home’s lighting fixtures for a simple update. Maybe add a kitchen backsplash or paint the cabinets. Replace the kitchen sink and faucet, installing a desirable faucet with a pull-down sprayer and perhaps the touchless feature. Do your floors need a new life? The average cost to install ceramic or porcelain tile is $1,588 per room and laminate flooring will run about $2,816, according to HomeAdvisor. So, this upgrade might be within your tax refund’s reach. Take a look at your closets. Do they need a makeover? You could install a closet system for anywhere from $150 to $700. Not only will the organized closet increase your home’s appeal to a prospective homebuyer, but it will also help you organize all that clutter that has been hiding in there. If you need to improve your curb appeal, apply your income tax refund to sprucing up the exterior. For $300 to $600, you can replace your front door. Or save that money and repaint the one you have, and use some of your refund to improve the landscaping around the entrance. Upgrade the exterior lights at the entry. Add container gardens by the door. Whether you plan to sell your home in the near future or just want to invest in a more comfortable, updated, and appealing place to live right now, one of the smartest uses of a tax refund for a homeowner is keeping that money right at home.