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Still waiting? Mortgage rates sliding down to historic low

Categories: Uncategorized | Posted: July 7, 2016

Just when we thought mortgage rates couldn’t get any more enticing, they’ve dropped to the lowest average this year.

Freddie Mac reports that a 30-year, fixed rate mortgage slipped to 3.48 percent—down from 3.56 percent the week before, and just a short distance from the 3.31 percent all-time record low in November 2012. At the same time last year, the 30-year, fixed rate was 4.08 percent.

The 15-year, fixed-rate mortgage is averaging 2.78 percent, down from 2.83 percent the week before. Last year’s rate was 3.24 percent.

There seems to be a sort of “butterfly effect” happening here. Britain’s vote to exit the 28-nation European Union could spark demand in real estate in the United States, according to National Association of Realtors Chief Economist Lawrence Yun. Global corporations who were eyeing the U.K. might now perceive “Brexit” as sign of instability.

“Mortgage rates will tumble,” says Greg McBridge, Bankrate.com’s Chief Financial Analyst, “possibly hitting new record lows. If you’re a borrower, don’t wait to lock in your rate, as this opportunity may not last long.”’

Steve Rick, Chief Economist of the CUNA Mutual Group agrees. “This would create another mini refinance mortgage boom at financial institutions as homeowners rush to lock in near-historic low interest rates.”

Some market watchers are expecting that Brexit’s impact could last awhile, as the repercussions spread. The vote to leave the EU has already had a positive impact on the value of the U.S. dollar, in light of the British pound plummeting.

If you thought you missed the best values in home financing, you just got a reprieve!

What to look for in a new neighborhood

Categories: Uncategorized | Posted: June 23, 2016

As you go house-hunting, it’s important to know the features of your ideal home—the style, size, number of rooms, age, and special amenities are some of the most important. But you also need to consider the neighborhood. The people and places that surround a home can make a big difference to your living experience there.

Certainly, location is the biggest concern. You probably have your short list of areas that fit your needs. But even when you find the one that’s close to your job and quality schools, you need to do a bit more research to make sure your new neighborhood will fit well with your lifestyle.

Take a walk.

Don’t just drive around the area. Get out and walk. Listen to the sounds. Is major road noise traveling farther than you expected? Are there any strange odors in the air? Maybe there’s a wastewater treatment plant a bit too close to your new home.

When you’re walking around, you’ll notice details that you might miss in a car. Look more closely at how your neighbors care for their yards. How’s the curb appeal? And how do the curbs, sidewalks, and streets look? This will provide valuable insight into the care that is given to the neighborhood.

If you have a dog, take him for a walk. See how other people react, so you can gauge how pet-friendly this community is.

Knock on a few doors.

Introduce yourself to neighbors. Let them know you’re considering a particular home, and ask what they know about the house. Has it been well cared for? How does the community’s homes fare in storms (snow, wind, heavy rain)? If there’s a Homeowners Association, how effective is it? How stringent are the restrictions? How secure is the area?

If your potential neighbors aren’t forthcoming, it’s a good sign that you shouldn’t be expecting a homemade pie when you move in.

Revisit at different times.

You might initially tour the home during the day, when many people are at work. Go back in the early evening so you can see the activity level when more residents are home. Are there lots of kids riding their bicycles? Are families outside grilling? Do you see happy homeowners enjoying their yards?

Inspect the safety.

If you aren’t familiar with an area, learn about the crime rate. You can type in the community, zip code, or address on various websites to learn more about the criminal activity in your desired area.

Are the streets well lit at night? Is there a neighborhood watch program there?

Visualize your life here.

Imagine yourself driving into the neighborhood, into your driveway, and walking into your home. Picture yourself working and relaxing in your yard. Think about finding that favorite restaurant down the street. Consider that quick trip to the grocery store to pick up a few ingredients.

How does it feel? Can you see a happy life in this neighborhood?

Remember, a home can be made even better in the right community. And it can be a nightmare in the wrong one. Before you invest in a new home, spend a little time getting to know the neighborhood.

1st Annual Upper Nazareth Community Day | Tuskes Community Park

Categories: Uncategorized | Posted: August 19, 2015

Tuskes Comnunity Park | Eagles Landing | Nazareth, PA

Tuskes Comnunity Park | Eagles Landing | Nazareth, PA

Save the date! Upper Nazareth will host it’s first annual Upper Nazareth Township Community Day at Tuskes Community Park at Eagles Landing on September 5th, 2016. Residents of our popular Eagles Landing community in Upper Nazareth will not want to miss this opportunity to enjoy a day in the park with friends, neighbors and family in the heart of the community.

This family friendly community event will feature a variety of vendors, great food and beverages. $5 Unlimited rides for kids will be offered as well as live music by Jordan White and Lo and Behold. The Lehigh Valley MSBL will hold an exhibition baseball game and there will even be fireworks at 9:30 PM provided by the Upper Nazareth Fire Department! This even is rain or shine from 10:00 am – 9:00 pm. The township is still looking for volunteers to help out and can be reached by calling 610-759-5341.

Can modern style and vintage décor co-exist?

Categories: Uncategorized | Posted: July 23, 2015

Vintage

Who doesn’t have old pieces of furniture or interior accents that have a sentimental attachment? Have you wondered if you can mix the old with the new? Can modern style and vintage décor co-exist aesthetically?

Well, if you’re of the matchy-matchy mindset, then you’ll have difficulty blending these distinctive styles. However, interior decorating experts agree that good design is about balance. And the vibrant colors and clean lines associated with modern style provide just the right balance for the warm colors and ornate antique décor of vintage furnishings.

For example, a contemporary dining set is nicely accented with the details of a vintage chandelier. Pair a traditional sofa with the graphic appeal of new pillows.

The key to blending modern style and vintage décor is to stand back and look for balance, rather than randomly combine pieces from different eras. Look for contrast in style and materials—like the carved curves of vintage wood furnishings with glass or lacquer accent pieces. Set contemporary glassware and photo frames on your grandmother’s cherished buffet. Place a wing chair against a vibrantly colored wall—or reupholster the chair in a modern fabric. Hang an ornate mirror over a modern console table. Mount your flat screen television over an antique dresser.

Just as a stark white or black frame allows the color of a piece of artwork to stand out, the contrast in modern and vintage interior decorating styles complement one another.

Vintage has become so chic that it can easily be integrated into almost any décor. From antique stores and estate sales to flea markets and thrift shops, you can uncover aged treasures that will lend character to your space. Allow those pieces to stand out by balancing them with the distinctively different color and lines of your modern décor.

With differences, you will find balance and harmony in your home.

5 bathroom design trends for 2014

Categories: Uncategorized | Posted: May 14, 2014

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Bathroom design has evolved from utilitarian to luxurious, with today’s homeowners opting for a spa experience in their own home. The bathroom has become larger and commanding of more attention when it comes to design. Bathroom wall treatments, flooring, lighting, and plumbing fixture choices are now more diverse than ever.

So what’s trending in 2014?

  1.      The freestanding bathtubs and vanities. The clawfoot tub has made a comeback, and contemporary shapes of soaking tubs are emerging. The whirlpool bath with the deck surround is passé as homeowners now opt for more shapes in their bathrooms, including the freestanding vanity and more innovative sink styles.
  2.    Custom showers. The shower has undergone the greatest design change in the bathroom. Frameless, threshold-free showers are not only sleek looking, but practical (no tripping). Shower heads come in a broad range of choices—including waterfall and multi-jet—and homeowners are looking for larger showers, with two shower heads and seating., and steam showers are really hot, too!
  3.     Earth colors. A reflection of the spa ambience in today’s bathrooms, the color trend has shifted to earthy tones of brown, tan, gray, and soft green and blue hues.
  4.     Sophisticated lighting. Traditional lighting? Gone. Look for pendant lights and even chandeliers to add more style to bathroom design, as well as no-shadow lighting. New homes are integrating more natural light, with skylights and larger windows.
  5.    Radiant floors and area rugs. More attention is being paid to the floors in bathroom design these days. Larger tiles that require less grout are desirable because of the reduced maintenance. A heated floor provides a welcome alternative to the cold tile. Area rugs have also found their way into the bathroom, adding a layer of color, style, and warmth.

Function doesn’t have to be dull. With so many ways to turn your bathroom into a spa retreat, get creative!

Spice Up Your New Dwelling

Categories: Blog, Uncategorized | Posted: January 23, 2014

Homes For Sale

All the paperwork is signed, and the boxes are unpacked. Now that you’ve successfully moved into your new home, it’s time to put the touches on it to make it reflect you and your family. Chances are, even the thought of diving into decorating and DIY projects is overwhelming.

WORRY NOT! Decorating does not have to be stressful, expensive, or overly time consuming. Here are a few tips to help you add more of your personality into your new home.

Make it work

Make your new home 100% you by adding the touches that make your home work for your unique family. Try setting up a kitchen command center, where you keep all your families important notes, bills, grocery list, calendar, etc. This is one of the most important areas of your home and should be located in a place easily accessible to you and all of your family.  It also helps to keep it a bit fun with inspiring quotes and quirky notes.

And when you’re ready for a change:

Once your ready for a change, one way to change the look of your home with very little work, is to simply rotate. By rotating the artwork, and swapping out curtains and drape you can create a totally different look to your dwelling. This is especially true if you have taken the color tip above, and added an accent wall to your home.  Accent walls give you many options to accessorize color with décor.

WARNING!

Decorating and redecorating can be addictive. Most people find that once they’ve completed one project, they are ready to dive into the next project right away. The trick is to breathe, keep a pace that is comfortable to you, and take each project one step at a time. It is also very important to stick to timeframes/timelines for your projects. It is probably not a great idea to begin a 4 week project 2 weeks before you’re scheduled to host the next holiday with your entire family!

And the most important tip to decorating your home…. ENJOY!!!!!

Maple Shade Estates VIP Preview Party!

Categories: Uncategorized | Posted: October 14, 2013

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Maple Shade Estates is Tuskes Homes newest neighborhood coming soon! It will feature 78 single family homes both in Bethlehem and Palmer Townships. Home sites in the Bethlehem portion will feature 1/2 acre plus home sites while most of the homes in the Palmer Township side will feature 1/3 acre plus home sites.

This community is conveniently located with close access to Rt. 22, 33 and 78 providing easy access to commuter routes, shopping, entertainment and every day conveniences. Bethlehem and Palmer Townships most anticipated new home community – will feature all new luxury home designs to choose from including options with first floor master suites. Pricing starting at $369,900 and up and will include many features such as 9′ first floor ceilings, GE Appliances, granite kitchen countertops, gas fireplaces, hardwood flooring and more!

Contact us today and join our VIP list for this highly anticipated community!  The VIP Grand Opening preview event will be held November 10th at Maple Shade Estates.  More details coming soon!  RSVP today by contacting us at marthac@tuskeshomes.com

Check out our sneak peek video here!

 

Featured Community: Country Chase

Categories: Blog, Uncategorized | Posted: April 3, 2013

Tuskes Homes is proud of the communities it builds and its homeowners.  Each community is carefully thought out, unique from one another and stand apart from other communities letting you know that it is another quality Tuskes Homes neighborhood.  This week we would like to shine the spotlight on our distinguished community of Country Chase which is right up the road from Nazareth in Bushkill Township. 

Country Chase is nestled in a quiet, serene setting amongst rolling hills and wooded home sites.  This community might be quiet but is very convenient being located within a 5 minute drive to Route 33 which provides access to all major roads, easy commuter routes and shopping.  All of this tranquility can be yours on 1 -4 acre home sites that offer panoramic views of the Blue Mountains all within the highly sought after Nazareth Area School District. 

Family fun can be found right around the corner at historic Jacobsburg State Park where there are many walking trails for discovery and exercise, trails for horseback riding as well as picnic areas perfect for enjoying some family time.  Less than 30 miles away are the Pocono Mountains that are abundant with ski slopes for some winter fun, waterparks in the summer and outlet shopping year round!

At Country Chase you will find architecturally elegant and spacious homes that come with 4 to 5 bedrooms, at least 2 ½ baths, 2 or 3 car side entry garages and 9’ first floor ceilings.  You can choose from many models from our Lifestyle, Classic and Legacy collections that can be customized with a sunny morning room, gas fireplace or a back deck just to mention a few features.  Owner’s suites within these homes are spacious and dramatic with well- appointed luxury spa style master baths.  These 1 acre + homesites all come with picturesque views in a quiet but convenient location all starting at $347,900. 

Here at Tuskes Homes we feel that a home is individual as you are and we are here to help build your dream home.  We are the “hometown builder of choice” for many generations of homeowners and we strive to provide our homeowners with the highest quality home by listening to our homeowner’s wants and needs and then fulfilling it for them.  Take advantage of record low interest rates and own your piece of the American dream today!

If you would like to take a tour of this community or any of our other outstanding neighborhoods please contact us to set up a VIP Tour today!

Holiday Decor Made Simple By Tuskes Homes

Categories: Blog, Uncategorized | Posted: December 1, 2012

You might be looking forward to all of the holiday gatherings with family and friends but is your home holiday ready?  Preparing your home for holiday guests doesn’t have to cost a lot out of pocket or take a lot of time.  By focusing your efforts on the areas of your house that receive the most guest traffic you can spruce up your home and deck the halls in no time at all!

Entryways

First impressions are the only impressions so make it count by dressing up your entryway and adding some curb appeal.  Start by adding an inexpensive doormat.  If you are feeling really ambitious try painting your front door a vibrant holiday color or even a jewel tone color that will last well into the New Year.  Draping the frame of your door way with greens always creates a grand entrance.  As guests make their way into your home considering adding seasonal flowers paired with pinecones on a console table or an urn filled with a variety of greens with ornaments spread throughout.

Kitchens

Second to your doorway your kitchen is the hub of the home and will receive a lot of traffic.  If you don’t have time for a kitchen renovation and who does then simple updates like a fresh coat of paint and updated hardware can really make an impact.  These minor updates coupled with festive kitchen towels, a new rug in front of your sink can make a big impact.  Votive candles and fresh flowers in monochromatic tones spaced out around the kitchen give the bustling kitchen a fresh update.

Powder Rooms

Next stop after the kitchen, your powder room will most likely see the most holiday traffic.  A full cleaning and decluttering will be the most cost effective benefit this room will receive.  After that, adding items like new coordinating accessories like soap dispensers, hand towels, rugs and shower curtains can make a big impact.  Adding seasonal artwork or a scented candle adds nice touches as well to this space in your home sure to see it’s share of guests.

Guest Rooms

If you are expecting out of town family or guests it is probably a good idea to make sure your guest rooms provide a comfortable place to stay.  Start by clearing out some closet space and providing fresh laundered linens and pillows.  It’s a good idea to make sure there an alternative source of light besides overhead lighting like a bedside lamp for night time reading and relaxing.  Some simple and cost effective updates can include an new area rug and window treatments.  Wall décor and mirrors always help to brighten up an otherwise neglected space and make it feel more inviting and cozy.  And don’t forget to add some holiday touch like a vase of fresh flowers which always shows a guest that you thought of them and they are welcome.

Living Room

Lastly, one of the most important congregating areas of your home is your living room.  This is one of the easiest rooms to make impactful changes.  Changing out accent pillows, throws and updating window treatments with seasonal patterns or bright holiday colors can make a noticeable change and can even be adapted into your décor after the holidays are over.  Decorate your mantel with evergreens and display family photos throughout in seasonal frames.  Small touches of ornaments throughout the greenery and placed in hurricane lanterns with candles provides a festive touch.

No matter what holiday you are celebrating, make it special by incorporating some of these simple updates.  Your family and your guests will feel welcomed by the extra effort you put in to open your home to them.

Stay tune throughout the season for more useful tips around the home from Tuskes Homes!  Check out our Facebook page for useful tips all year long!

Tis the Season for Safe Holiday Lighting

Categories: Blog, Uncategorized | Posted: November 21, 2012

There is a good chance that you will one of the many who decorate your home this year as part of your winter holiday celebrations.  Before you start unraveling strands of lights and trying to figure out where that one missing light bulb is out read up on some tips that will keep your home safe for the season!

Here are some great tips for safe and energy efficient lighting for the holidays:

  • Always use GFCI protected outlets outdoors.
  • Avoid overloading electrical outlets with too many decorations or electrical devices.  They can overheat and cause a fire.
  • Carefully inspect each electrical decoration.  Cracked or frayed sockets, loose or bare wires, and loose connections may cause a serious shock or start a fire.
  • Make sure household smoke detectors are working properly.
  • Avoid running cords under rugs, through doorways or near furniture where they may be stepped on, tripped over or broken.
  • Using timers to turn the lights on and off will save energy.
  • Consider LED holiday lights for greater energy efficiency and longer life.  LEDs use up to 90 percent less energy than larger holiday bulbs and last up to roughly 20,000 hours – enough to last for 40 holiday seasons.

For additional holiday lighting safety tips check out www.holidaysafety.org

 

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